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Stop guessing. Calculate the truth about your car.

Fuel is only 30% of the cost. Depreciation, maintenance, and insurance consume the rest. Find out where your money really goes.

Same road. 3x more energy.

A liter of petrol is ~9.3 kWh of energy. An ICE SUV uses as much energy for 100 km as an EV for 350 km. The difference? Engine efficiency.

Toyota RAV4 Hybrid
60 kWh

per 100 km (6.4 L × 9.3 kWh/L)

~24 kWh at wheels36 kWh → heat and noise

Efficiency: ~41% (Atkinson cycle) • Cost per 100 km: 41,60 zł

Tesla Model Y
17,4 kWh

per 100 km (directly from battery)

~13.4 kWh at wheels4 kWh → losses

Efficiency: ~77% (plug-to-wheel) • Cost per 100 km: 11,31 zł

The RAV4 Hybrid needs 60 kWh of fuel — even with an efficient Atkinson cycle (41%) wastes 36 kWh as heat. Tesla draws 17 kWh from the battery and loses only 4 kWh.

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The Cost Iceberg

Most drivers only see the tip. The true costs of car ownership are hidden beneath the surface.

visible ▲Fuel / Electricity30%hidden ▼Depreciation25%Insurance15%Maintenance & Repairs12%Taxes & Fees — 10%Financing — 8%Typical TCO breakdown · C-segment · 5 years · 15,000 km/year

Data, not opinions

Every number in the calculator has a source. Click the badge to see the methodology.

TÜV Report 2026

10.2 million technical inspections

ADAC Pannenstatistik

Breakdown data from Germany

URE / TGE

Energy prices from the day-ahead market

e-petrol.pl

Current fuel prices in Poland

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Based on sources: TÜV Report 2026, ADAC Pannenstatistik 2025, URE, e-petrol.pl, Autovista Group. Calculations are approximate.